How to Spot a Cash Flow Problem Before It Cripples Your Business
When it comes to running a business, cash flow is king. It fuels your operations, pays your staff, and gives you room to grow. Yet for many business owners, cash flow problems creep up silently—until it’s too late.
At Fyncal, we’ve audited dozens of small businesses, and these are the 5 most common signs your business may already be struggling with hidden cash flow issues.
🔎 1. Your Profit Looks Healthy, But Your Bank Account Is Always Low
Just because you’re making a profit on paper doesn’t mean you have cash in the bank. Unpaid invoices, overstocking, or slow-moving debtors could be draining your working capital.
📉 2. You’re Using Overdrafts or Credit Cards Just to Cover Essentials
📦 3. You’ve Got Stock or Equipment Sitting Idle
Tying up money in unused assets or overstocked products can quietly choke your cash flow. A turnaround audit often uncovers assets that can be sold, leased, or more efficiently managed.
🧾 4. You’re Always Chasing Payments
If chasing late invoices is part of your weekly routine, your receivables process needs urgent attention. Every day a customer delays payment is a day your business loses cash flow flexibility.
🚩 5. You Don’t Know Your Cash Flow Forecast for Next Month
If you can’t confidently say what your cash position will be in 30 days, you’re running blind. A simple forecast can be the difference between control and chaos.
The Solution: Book a Free Turnaround Consultation
